Optimization of Banks’ Value – Practical Challenges
Optimization of Banks’ Value – Practical Challenges

Summary/Abstract: The aim of the article is to verify the conceptual model of integrated optimization of a bank’svalue, which enables the integration of the risk management process with business processeswhile maintaining compromise between the safety (stability) of a bank’s operations and strivingto maximize its value.The model is an attempt at a comprehensive solution to such dilemmas as shaping a bank’svalue ex ante, not ex post. Verifi cation of the model has shown that the model works in accordancewith the adopted assumptions and leads to the achievement of the basic goal for which it wasconstructed. In practice, it means the possibility of ensuring a compromise between the safety andeffectiveness of a bank’s operations, which, in the context of ongoing changes in its environment,allows for a long-term competitive advantage.

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