Bankacılık Sektöründe Kârlılığın Belirleyicileri Üzerine Karşılaştırmalı Bir Analiz
Comparative Analysis on the Determinants of Profitability in the Banking Sector

Summary/Abstract: The aim of this research is to identify and compare the bank-specific factors that determine the bank profitability of commercial banks operating in the Turkish banking sector. Banks were examined by dividing them into groups in terms of capital, including foreign-owned, private-owned and public-owned banks. Within the scope of the research, data obtained from the financial statements of 12 banks operating between 2018 and 2022 were used. In this context, the financial data of the banks were analyzed by Eviews13 and Stata17 programs and panel data method. A multiple regression equation has been established in which return on assets and return on equity are dependent variables and 11 bank-specific variables are independent variables. In this direction, the effect of independent variables on dependent variables, the relationship between bank groups was examined. According to the analysis results, the factors affecting profitability differ for each bank group. According to the results obtained, it was determined that return on assets and return on equity had a different and significant effect among bank groups.

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