СОЦІАЛЬНО-ЕКОНОМІЧНА ФУНКЦІЯ ІПОТЕКИ НА СУЧАСНОМУ ЕТАПІ РОЗВИТКУ ЖИТЛОВОГО ІПОТЕЧНОГО КРЕДИТУВАННЯ
SOCIO-ECONOMIC FUNCTION OF MORTGAGE ON MODERN STAGE OF HOUSE CREDITING
Author(s): Nataliya KharinaSubject(s): Economy
Published by: Institute of Society Transformation
Keywords: mortgage; housing affordability; socio-economic function of mortgage
Summary/Abstract: The author’s method of estimation of efficiency of residential mortgages as a tool to enhance the affordability of housing has been described in the article. The adequacy ratio mortgage as the ratio of the loan which can receive a citizen with average income to costs of housing has been introduced. The low efficiency of mortgages in Ukraine as a tool to enhance affordability of housing has been proved
Journal: Економічний часопис - ХХІ
- Issue Year: 2012
- Issue No: 11-12
- Page Range: 28-31
- Page Count: 4
- Language: Ukrainian