Regional e-Platform of Proinnovative Online Loans – A model approach
Regional e-Platform of Proinnovative Online Loans – A model approach

Summary/Abstract: Proinnovative online loans can fill in the financial gap on the credit market if their dissemination goes along with mutual benefits for the entities transferring and receiving the ownership of a specific amount of money. This assumption is included in the suggested concept underlying the establishment of the Regional e-Platform of Proinnovative Online Loans (Re-PPOL). Within its framework Re-PPOL’s tasks and the essence of this unit as well as the rules and the process of proinnovative online loans concluding were defined including the methods for securing such transactions. These proposals result in accumulating financial surpluses of different actors (including investors with limited portfolios) and their transformation into financing sources of either new or significantly improved solutions (e.g. product or process specific ones). Application-oriented advantages of this concept seem to confirm the functioning and advancing of online social lending.

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