Znaczenie wiedzy finansowej gospodarstw domowych we współczesnej gospodarce
Importance of financial knowledge of households in the modern economy

Summary/Abstract: Pervasive financialization, unlimited access to FinTech services, economic and social development make the environment more and more complex, changeable and unpredictable. At the same time, opportunities and threats to the functioning and constant development of the largest group of economic entities such as households are growing, especially in terms of complexity while using financial services and products available on the market. Under these undoubtedly new conditions, making rational decisions based on financial knowledge becomes increasingly complex for households especialy those that require knowledge of the laws that regulate the market, abilities to analyze and learn from the past and predict the future, while beeing supported by science. In the face of those significant changes which are occurring on the financial markets, the appropriate level of financial knowledge in households appears as a necessary condition for making responsible financial decisions, and increasingly complex financial products that are available on the market require more detailed competence and knowledge in finance field, than it needed a few years ago.

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