Zajam kao izvor finansiranja privrednog društva u poslovnoj praksi Republike Srpske
A loan as a source for funding a company in business practice of the Republic of Srpska

Summary/Abstract: The development of a company and the growth of its business are influenced by many factors, including access to finance. The aim of the research is to examine the conditions for concluding a loan contract in operations with abroad, both the legal transactions in which a domestic company takes a loan, and in which a domestic company grants a loan as a lender. The following scientific research methods The results of the analysis indicate that many regulations are important for concluding a loan contract in operations with abroad, such as laws governing contract and torts, foreign exchange operations, companies, default interest and taxes. In the Republic of Srpska, the approach of a phased process of liberalization of capital movements was applied, and it is regulated that resident is prohibited to grant a loan to a non-resident with a maturity of less than one year and is obliged to obtain a surety instruments safeguarding security of the credit transaction. Before making a decision on taking or granting a loan, a company should perform an analysis of its financial position and power, and how that legal transaction would affect its financial stability.

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