Елементи контроле банака и заштита клијената на банкарском тржишту
Elements of bank control and client protection in the banking market

Summary/Abstract: Contemporary tendencies in controlling the banking market are the basic characteristic organization of economic and financial activities in their interaction with the matter of legal regulation. The process of development of the banking market, in terms of the application of new technologies as well as raising public control to a higher level, has mutual conditions. The main motives of public control of the banking market are its stability and investor protection, and are associated with the nature of the risk occurring in banks due to the effects of the application of new technologies, investment and competition. Public control of the banking market should not be a limiting factor in the development of the market; otherwise the social costs were greater than the benefits to be gained by regulatory measures. Consumer protection is normatively inaugurated by Bank Law, which was passed in 2005 and came into force in 2006. Institutional assumptions for the protection are: (1) general operative conditions transparency; (2) Client informing; (3) procedural treatment of their objections; Perspective of consumer protection in the banking industry, as well as in all other domestic sectors, depends on the speed of the process of approaching the EU and the consequent obligation to harmonize current legislation with the EU acquis.

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