Sociální úrazové modely a české pojištění odpovědnosti za pracovní úrazy a nemoci z povolání
Social injury models and Czech liability insurance for workplace accidents and occupational diseases

Summary/Abstract: A temporary arrangement aimed at resolving the incompatibility of the Communist model of workers' compensation for work accidents and occupational illnesses with the transition to a market economy after 1989 involved the implementation of statutory employer liability insurance for work accidents and occupational illnesses, outsourced to two private insurance companies. The choice of a social model is a matter of public choice, but intensive lobbying also constitutes part of these processes. The Worker's Compensation Insurance Act from 2006 did not come into force also due to fact that it did not bring a systemic solution of the problem. The paper formulates and compares four basic social workers' compensation models and furthermore the existing Czech sickness, pension and health insurance systems. The analyses result in a recommendation to "dissolve" the statutory employer liability insurance premiums into a jointly collected contribution for sickness and pension insurance, and partly to transform the current accident benefits into supplementary sickness and pension benefits and partly to cancel them.

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