EVOLUTION OF INTERBANK INTEREST RATES AND THEIR INFLUENCE ON INTERESTS FOR DEPOSITS AND LOANS
EVOLUTION OF INTERBANK INTEREST RATES AND THEIR INFLUENCE ON INTERESTS FOR DEPOSITS AND LOANS

Summary/Abstract: This research aims to analyze in dynamics and structure the evolution of interbank interest rates, as well as their influence on interest rates on deposits and loans granted by credit institutions. Unlike the interest rates on fixed term deposits in lei and euro of the customers, which experienced a decrease in the analyzed period, the interest rates on loans granted by banks show an increase. Fixed term deposits of customers are an attractive source for banks, a relatively cheap source compared to interbank loans.

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