ECJ – group organizer as a distributor by the terms of iDD. Commentary Judgement of the Court (First Chamber) of 29 september 2022 in case C‐633/20, Bundesverband der Verbraucherzentralen und Verbraucherverbände – Verbraucherzentrale Bundesverband
ECJ – group organizer as a distributor by the terms of iDD. Commentary Judgement of the Court (First Chamber) of 29 september 2022 in case C‐633/20, Bundesverband der Verbraucherzentralen und Verbraucherverbände – Verbraucherzentrale Bundesverband

Summary/Abstract: Article 2(3) and (5) of Directive 2002/92/EC of the European Parliament and of the Council of 9 December 2002 on insurance mediation, as amended by Directive 2014/65/EU of the European Parliament and of the Council of 15 May 2014, and of Article 2(1)(1), (3) and (8) of Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016, on the distribution of insurance, as amended by Directive (EU) 2018/411 of the European Parliament and of the Council of 14 March 2018, must be interpreted as meaning that the concept of ‘insurance intermediary’ and, therefore, that of ‘insurance distributor’, within the meaning of those provisions, covers a legal person whose activ- ity consists in offering its customers membership on a voluntary basis, in return for payment whichit receives from them, of a group insurance policy to which it has subscribed previously with an insur- ance company, where that membership entitles those customers to insurance benefits in the event, in particular, of sickness or accident abroad.

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