Dopuszczalność stosowania rabatów i ulg obowiązujących w sieciach partnerskich zakładów ubezpieczeń przy ustalaniu odszkodowania z ubezpieczenia OC posiadaczy pojazdów mechanicznych
Admissibility of Applying Discounts and Benefits Applicable in the Partner Networks of Insurance Companies when Determining Compensation under Motor Third-Party Liability Insurance

Summary/Abstract: The discussed resolution of the Supreme Court concerns the admissibility for insurers to apply discounts and benefits for parts and services used by the so-called partner workshops cooperating with insurance companies when determining the amount of compensation awarded to victims for damage to vehicles. The ruling supports the admissibility of such a solution while emphasizing the need to avoid any automatism in this regard. The arguments indicated by the Supreme Court have been analysed and assessed in the commentary from the perspective of the injured parties’ right to freely choose a repair workshop, as well as the principle of their cooperation with the insurance company and the obligation to minimize damage.

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