УЛОГА И ЗНАЧАЈ ЗАКЉУЧИВАЊА УГОВОРА О ОСИГУРАЊУ,ПРАВНА ПРИРОДА ПОЛИСЕ И ПРОБЛЕМИ НАСТАНКА УГОВОРА О ОСИГУРАЊУ У ПРАКСИ
THE ROLE AND SIGNIFICANCE OF CONCLUSION OF INSURANCE CONTRACTS, LEGAL NATURE OF POLICY AND PROBLEMS OF FORMATION OF INSURANCE CONTRACTS IN PRACTICE

Summary/Abstract: This gladly attempts to analyze the need for concluding an insurance contract between the insurer and the insured. Particular emphasis is placed on the detailed analysis of insurance contracts and insurance policies, two special institutes in insurance. Attention is drawn to the great importance of entering the provisions in the insurance contract, the method of paying the insurance premium and the beginning of risk bearing, as well as the problems that insurers and insureds face when concluding an insurance contract. The paper analyzes the importance of terminating the insurance contract for the insurer in case of non-payment of the premium. The result that this work aims to achieve is to make a contribution to a more complete and comprehensive overview of the legal issues that can be raised in connection with concluding an insurance contract and drawing up an insurance policy.

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