Czy rozwiązanie problemów związanych z tragicznie niską dzietnością w Polsce i zagrożeniem załamania się – w niedalekiej przyszłości – systemu emerytalno-rentowego leży przede wszystkim w sferze finansowej?
Does the solution to the dramatically low birth rate in Poland and the imminent risk of the pension system collapse lie mainly in the financial sphere?

Summary/Abstract: Many people are going to face the problem of low pensions in the near future. The low birth rate is one of the reasons for the breakdown of the pension system. The situation of negative natural population growth has been present in Poland for many years. Until now, efforts have mainly been made to address this issue through social transfers. There have been no systemic solutions to increase fertility rates in Poland. In this article the authors aim to highlight that the solution to the problem that discourages Poles from having children is not solely a financial matter. A comprehensive examination of this issue reveals the origins of this phenomenon. They also suggest solutions that should be implemented soon to halt this concerning trend and encourage Poles to have children more often. This improvement in fertility rates will lead to a better demographic balance, thereby avoiding the collapse of the pension system in the near future.

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