An Analysis of Albania’s Banking Sector: Current Trends and Future Prospects Cover Image

An Analysis of Albania’s Banking Sector: Current Trends and Future Prospects
An Analysis of Albania’s Banking Sector: Current Trends and Future Prospects

Author(s): Eneida Çifligu
Subject(s): Economy, National Economy, Financial Markets
Published by: Институт за икономически изследвания при Българска академия на науките
Keywords: banking systems; loan portfolio; securities; assets; stock market

Summary/Abstract: The purpose of this research is to explore and summarize aspects of the current state and development trends in Albania's banking sector. The analysis shows that the banking system dominates the country's financial landscape, while the securities market remains nascent. Adverse inflationary dynamics are also observed. The research demonstrates dependencies between key banking indicators like non-performing loans, capital adequacy ratio and money supply on economic factors. The prospects for Albania's banking sector are challenged by the volatile global economy, however promoting lending, improving asset quality and supporting businesses can help establish stability. Expanding the securities market can also assist banking sector growth. The practical significance is that the identified trends and relationships can inform policy decisions to facilitate robust banking sector performance.

  • Issue Year: 2024
  • Issue No: 5
  • Page Range: 171-185
  • Page Count: 15
  • Language: English
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