Analiza Ogólnoeuropejskiego Indywidualnego Produktu Emerytalnego (OIPE) w Polsce
Analysis of the Pan-European Personal Pension Product (PEPP) in Poland
Author(s): Kamila Kowynia-LeśniakSubject(s): Supranational / Global Economy, Socio-Economic Research
Published by: Polskie Towarzystwo Ekonomiczne w Zielonej Górze
Keywords: third pillar; pension system in Poland; Pan-European Pension Product; Individual Pension Account;
Summary/Abstract: The article is an attempt to analyze the Pan-European Pension Product (PEPP) onthe Polish market in comparison to other third-pillar pension products, with particular emphasison the Individual Pension Account (IPA). The author begins her considerations bydemonstrating the validity of the development of the third pillar in the face of demographicchanges taking place in Europe, which cause the inefficiency of pay-as-you-go pension systems.Next, it checks profitability the competitiveness of third-pillar pension products compared toother financial products and reviews the similarities and differences between PEPP and IPAaccounts. In the last part, the author examines the profitability of selected financial productspackaged in PEPP and IPA accounts and presents conclusions and recommendations.
Journal: Zeszyty Naukowe Polskiego Towarzystwa Ekonomicznego w Zielonej Górze
- Issue Year: 11/2024
- Issue No: 20
- Page Range: 82-96
- Page Count: 15
- Language: Polish
