Ako prispievajú mikropôžičky k zmierneniu chudoby
Contribution of Microsavings to Poverty Alleviation

Summary/Abstract: The aim of the paper is to analyze microsavings program of ETP Slovakia. There exists a gap in the microfinance literature on microsavings as a form of microfinance and their impact savings on clients, microenterprises, households, communities, and financial institutions. Microfinance arises as a new tool in developing as well as developed countries. It is widely known since the 1970’s and often connected with the name of Nobel Peace Prize laureate Prof. Muhammad Yunus. Based on sample of 112 households from three towns (Ostrovany, Stará Ľubovňa and Moldava nad Bodvou) assessing subjective perception of households we can assume that microsavings programs have positive effects on poverty and contribute to poverty alleviation.

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