ASPECTE PRIVIND ATRAGEREA RESURSELOR DE CĂTRE INSTITUŢIILE DE CREDIT DIN ROMÂNIA
ASPECTS REGARDING ATTRACTING RESOURCES BY THE CREDIT INSTITUTION FROM ROMANIA
Author(s): Mariana Claudia Mungiu Pupăzan, Irina - Elena Chirtoc Subject(s): Economy
Published by: Editura Universităţii Vasile Goldiş
Keywords: credit institution; attracting resources; interest rate operations; liabilities; loans
Summary/Abstract: In an economy where all entities regardless of the scope of activity aimed at making a profit, no exception makes credit institutions. So their profit is derived from commission and the difference between the resources attracted and placed both on the interbank market and at non-bank customers. For this reason the price of attracted resources is intended to be as low as possible. It is calculated based on interest rates practiced by those who have a surplus of resources.
Journal: Studia Universitatis Vasile Goldiş, Arad - Seria Ştiinţe Economice
- Issue Year: 21/2011
- Issue No: 2
- Page Range: 149-153
- Page Count: 5
- Language: Romanian