Wykorzystanie modeli scoringowych w bankowości komercyjnej
Wykorzystanie modeli scoringowych w bankowości komercyjnej

Summary/Abstract: In this article the author describes the essence of credit scoring system and its use in banking systems. It is presented in the context of the development of scoring models caused by the changing legal environment and the condition of the global economy. The author describes a number of problems encountered during the implementation process. He describes a number of constraints arising from the assumptions of the models used in banking. The author of the article discusses quantitative solutions used in banking in the area of credit decision making, as well as he refers to the direction of development of statistical methods in banking.

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