Význam a metódy zaistenia v životnom poistení
The Reasons and the Methods of Life Reinsurance
Author(s): František Peller, Katarína SakálováSubject(s): Economy
Published by: Ekonomický ústav SAV a Prognostický ústav SAV
Keywords: life reinsurance; proportional and non-proportional reinsurance; retention limit
Summary/Abstract: The aim of this article is to outline the main reasons for reinsurance: reduction of claim payout fluctuations, reduction of new business strain and receiving technical assistance from reinsurer. In the second part of this article are described the main types of reinsurance contract: proportional (coinsurance, risk premium reinsurance) and non-proportional (catastrophe, excess of loss, spread loss). The third part discusses how to determine the retention limit and how to reinsure substandard or medically impaired lives when life insurance company uses extra premium.
Journal: Ekonomický časopis
- Issue Year: 52/2004
- Issue No: 03
- Page Range: 325-339
- Page Count: 15
- Language: Slovak
