Pest-Pilis-Solt vármegye adósai és hitelezői a 18. század második és a 19. század első felében
Debtors and Lenders in Pest-Pilis-Solt County in the Second Half of the 18th-century and the First Half of the 19th-century

Summary/Abstract: Using the intabulation books of a single county, Pest-Pilis-Solt, the paper discusses the credit market in Hungary before the emergence of banks and savings banks. Naturally, it does not want to come to general conclusions on the basis of a single county’s data, but it may provide valuable additions to our picture of credit and debt in the era. Highlighting the problems with the county’s registers, the first part of the paper describes the characteristic features of intabulation books. Then it presents numbers for debtors and creditors, with a special focus on private, institutional and women lenders, their percentage and their respective significance in the credit business. In its third part, the paper makes an attempt to provide a longitudinal view of the various tendencies and changes in the credit market of the era. The author concludes that by the 1840s the traditional lending structure had faltered, and maybe not only because of the lack of available credit, which should be seen as only one of many reasons. Another factor possibly contributing to the inadequacy of the traditional methods could have been the high percentage of defaults. The appearance of institutional lending and the introduction of land registers were attempts to solve this issue.

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