Wiedza i umiejętności finansowe mieszkańców obszarów wiejskich (na przykładzie Małopolski)
Knowledge and financial skills of rural dwellers (on the example of Malopolska region)

Summary/Abstract: The paper aims to analyse the actual and subjective state of financial knowledge of rural households in Małopolska region and also identifies factors determining the level of financial knowledge. As it has been demonstrated by the conducted analysis the level of actual financial knowledge of rural dwellers is not high. The significant determinants of the level of financial knowledge were the gender, age, education, subregion of the place of residence, income and its main source and activity in the financial services market. The higher level of financial knowledge characterized men, persons aged between 25 and 34, possessing higher education, persons having permanent jobs and also the respondents with the higher level of activity in the financial services market.

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