Nesigurnost sustava sigurnosti – primjer mirovinskog osiguranja u Republici Hrvatskoj
Insecurity of the Security System – The Example of the Pension Scheme in the Republic of Croatia

Summary/Abstract: This paper gives an overview of the socially clearly expressed desire and need for social security, promoted by means of various measures and policies known under the common designation: elements of the social state. Since many different socio-economic, political and value factors are simultaneously at work, with the passing of time possibilities for realization of social security as a criterion of social successfulness are increasingly, and ever more clearly, reduced. Moreover, the author points out the fact that such a constellation of social relations is not to be found in the Republic of Croatia alone, but is a worldwide phenomenon. Of course, Croatia has its specific traits – from the state of war, via the period of transition, to the creation of new social elites – which are incorporated in the overview. All above-mentioned aspects are expounded through an analysis of the pension scheme in the Republic of Croatia, which, like many other sectors, such as health, education, housebuilding etc., went through, or is still going through, the process of structural reforms. In that sense, the Croatian pension scheme is used as an indicator of the set of risks which we expose ourselves to precisely in order to reduce, and even eliminate risks; particularly in the context of positive effects expected at the moment when reforms of the former pension system were launched, since the latter was assessed as unfavourable and inadequate to the new social circumstances. This work attempts to identify the neuralgic points of the system through the existing “three pension pillars”. The purpose of the analysis is to estimate whether and to what extent we can rely on well-known institutional security systems applied thus far, in order to attain an acceptable, necessary and adequate feeling of personal security, as well as to determine all other elements which can potentially contribute to creating such a feeling. Accordingly, insight is offered into the reasons for dissatisfaction of those who benefit from the above-mentioned social services through the existing security systems.

• Details
• Contents