СТАЊЕ И ДИНАМИКА СТЕПЕНА КОНЦЕНТРАЦИЈЕ У БАНКАРСКОМ СЕКТОРУ СРБИЈЕ
THE INDUSTRIAL CONCENTRATION IN SERBIAN BANKING: THE DEGREE AND ITS DYNAMICS

Summary/Abstract: This is an empirical research on the degree of concentration in Serbian banking industry. The research is based upon indicators such as concentration ratios and concentration curve, Herfindahl-Hirschman index, Lorenz curve and Gini coefficient. Distribution variable is total assets of the banking industry. However, lack of high frequency data make it unreliable to construct meaningful time series of relevant statistical significance, so we take impression about the dynamics of the degree of industrial concentration simply by comparing two referent points, July 2004 and June 2006. Discussion of results and concluding are based on available comparative studies. The findings strongly support the view that the degree of industrial concentration in Serbian banking is at absolute low level. At the same time, this is lowest level of concentration in comparison to the sample of countries.

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