Între reglementări legale şi principii etice în lumea tranzacţiilor bancare internaţionale
Between legal regulations and ethical principals in the world of international bank transactions

Summary/Abstract: Industry loans is one of the business with the greatest social impact.The mature markets bank creates tools defense that protects individuals and balance economic.The immature market suffer lack of morals as a cost of poverty and underdevelopment. Often policies lending practices in the relations the applicant with loans and borrowers, as well as portfolio proriu current products and services that credit is immoral and iresponsabile. Unfortunately in proportions very large banks and financial institutions, nonbanking in Romania, adopted by practices easily unacceptable on the west market , credit could not be opened in the need for the development of communities.It can be identified three principles that give the size of the credit service ethics: justice and fairness, transparency and social responsibility.

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