Borrowers Credit Risk Assessment in Changing Economic Situation
Borrowers Credit Risk Assessment in Changing Economic Situation
Author(s): Elvira Zelgalve, Inna RomanovaSubject(s): Economy
Published by: Vytauto Didžiojo Universitetas
Keywords: credit risk; financial ratios; qualitative factors; rating system; kredito rizika; finansiniai rodikliai; kokybiniai faktoriai; reitingavimo sistema
Summary/Abstract: The paper identifies the problems of credit risk assessment of small and medium enterprises and offers possible solutions. The paper provides the solutions of the methodological problems of the development of bank internal rating system for credit risk assessment. Straipsnyje analizuojama smulkių ir vidutinių įmonių kredito rizikos vertinimo problema bei yra pateikiami pasiūlymai jai spręsti. Autorės analizuoja banko vidinės reitingavimo sistemos pritaikymo galimybes kredito rizikai vertinti.
Journal: Taikomoji ekonomika: sisteminiai tyrimai
- Issue Year: 3/2009
- Issue No: 2
- Page Range: 117-127
- Page Count: 11
- Language: English