Rodzaje ubezpieczeń w strategii finansowej zakładów ubezpieczeniowych rekomendowane na podstawie analizy ryzyka i rentowności – metodologia wyboru
The method of selection of preferential insurance forms based on risk analysis and profitability in financial strategy of insurance companies

Summary/Abstract: In terms of convergent economy, increasing risks and uncertainty it is important to choose the right direction of development of specific insurance types. A solution to this problem may be achieved by opening the internal resources that ensure implementation of the main objectives of financial strategies and the achievement of desired economic and social benefits by optimizing management actions that improve profitability, reduce risk and thereby ensure financial security of insurers. To solve the corresponding problems it is proposed to use wider economic and mathematical methods that will help in terms of validity of parameters with more reality to achieve positive results. For this purpose, the matrix is developed that provides the ability to optimize the subject structure of insurance services. Proposed original method of choosing the strategy of development of preferential insurance forms based on risk analysis and profitability increases insurance contributions and thus increases the profitability of farming.

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