Zmienne towarzyszące w ukrytym modelu Markowa – analiza oszczędności polskich gospodarstw domowych
Latent Markov model with covariates – Polish households’ saving behaviour

Summary/Abstract: Latent Markov (LM) models represent an important class of models for the analysis of longitudinal data, especially when response variables are categorical. Those models are specially tailored to study the evolution of an individual characteristic of interest that is not directly observable. We applied the extended version of LM to find groups of Polish households’ with similar saving behaviour. We focused especially on the different covariates having influence on the initial and transition probabilities of the model. We analyzed data collected as part of the Polish Social Diagnosis using LMest package of R.

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