SISTEMUL INDICATORILOR DE COMENSURARE A RISCURILOR BANCARE
Indicators system for mesuring the risk bank
Author(s): Dorina Niţă, Imola DrigăSubject(s): Economy
Published by: Editura Universităţii Vasile Goldiş
Keywords: credit risk; liquidity risk; interest rate risk; insolvency risk.
Summary/Abstract: Risk is the possibility that a loss will occur and for any businesses it is a part of every decision. In fact, the essence of business decision making is comparing the gains and potential risks involved. Because performing an inefficient management of financial risks causes the majority of bankruptcies in the banking system, this category of risk is considered by specialists to be the most important risk faced by a bank during its activity. Therefore, financial risk management has a significant position in the managerial process of any commercial bank. Risk management in banking involves a process of evaluating the risks faced by the bank and minimizing the costs accordingly.
Journal: Studia Universitatis Vasile Goldiş, Arad - Seria Ştiinţe Economice
- Issue Year: 19/2009
- Issue No: 1
- Page Range: 680-691
- Page Count: 12
- Language: Romanian