Analysis of non performing loan and capital adequacy ratio among Chinese banks in the post-reform period in China
Analysis of non performing loan and capital adequacy ratio among Chinese banks in the post-reform period in China
Author(s): Cai Mei, Zhonglin HuangSubject(s): Economy, Business Economy / Management, Financial Markets
Published by: ASERS Publishing
Keywords: return on assets (ROA); non-performing loan (NPL); capital adequacy ratio (CAR)
Summary/Abstract: In this paper, we use the panel data to analyze the correlation among the Return on Assets (ROA), Non- Performing Loan (NPL), Capital Adequacy Ratio (CAR), and other important factor that influence the internal and external environment such as deposit, total assets, GDP and Interest Rate. Our results indicate that NPL has no effect on ROA and the impact of CAR is negative.
Journal: Journal of Advanced Studies in Finance (JASF)
- Issue Year: V/2014
- Issue No: 10
- Page Range: 133-145
- Page Count: 12
- Language: English
- Content File-PDF
