The improvment of credit portfolio management policy of PJSC CB "PrivatBank" based on the commercial bank’s credit portfolio SWOT-analysis Cover Image

Удосконалення політики управління кредитним портфелем ПАТ КБ«ПРИВАТБАНК» на основі swot-аналізу кредитного портфелю комерційного банку
The improvment of credit portfolio management policy of PJSC CB "PrivatBank" based on the commercial bank’s credit portfolio SWOT-analysis

Author(s): Marta Dmytryshyn, Natalia Panchak
Subject(s): Methodology and research technology, Financial Markets, Accounting - Business Administration
Published by: Університет Григорія Сковороди в Переяславі
Keywords: commercial bank; credit portfolio of commercial banks; credit portfolio management policy of the commercial bank

Summary/Abstract: Research subject is represented by theoretical and practical issues of implementation and improvement ofthe bank’s credit portfolio management policy.Research aim is to substantiate the areas of commercial bank’s credit portfolio management policyimprovement.Research methods applied in the paper are comparison, grouping, SWOT-analysis, a systematic approach.Research results. In the paper the credit portfolio of PJSC CB «PrivatBank» is investigated by the SWOTanalysistools; a decision support system to manage bad debts of commercial banks is developed, ways ofimproving the credit portfolio management policy of PJSC CB «PrivatBank» are suggested.Branch of applying research results is a credit activity of commercial banks.Conclusions. The performed SWOT-analysis of the credit portfolio of PJSC CB «PrivatBank» has revealedits strengths and weaknesses, potential threats and opportunities and based on them ways of improving thecredit portfolio management policy of the bank are suggested in general. In the course of the analysis thepresence of growing particle of bad debts in the credit portfolio of the bank has been found, which necessitateda detailed study of the problem and developing a decision support system to manage bad debts of the bank.Implementing the proposed policy directions of improvement of the commercial bank’s credit portfolio policy willensure the efficiency of its credit activities under conditions of variable internal and external environment.

  • Issue Year: 1/2016
  • Issue No: 28
  • Page Range: 165-171
  • Page Count: 7
  • Language: Ukrainian
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