Zmiany regulacyjne w sektorze Spółdzielczych Kas Oszczędnościowo-Kredytowych i ich ocena
Regulatory changes in the cooperative savings and credit unions and their evaluation

Summary/Abstract: Since 2012, in the sector of the cooperative savings and credit unions there have been introduced significant changes in the regulations covering a range of the activity, aimed at increasing the scope of regulation of this market segment and making them resemble the banks. The aim of the study is to assess the key regulatory changes carried out from the perspective of economic business and to explore the perception of regulatory changes by the employees of credit unions from the area of Wielkopolska region. Among the various analyzed regulatory changes only a few have clearly positive assessment. The majority is different depending on the perspective of time (usually a short-term negative and neutral – long term). The surveyed employees indicated that state supervision and deposit guarantees are the most important changes in the regulation of credit unions.

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