Розвиток недержавного пенсійного страхування в Україні
Development of non-state pension insurance in Ukraine
Author(s): Natalia Yevtushenko, Anna Puchko, Anna TsarukSubject(s): National Economy, Economic policy, Social development, Public Finances, Fiscal Politics / Budgeting
Published by: Університет Григорія Сковороди в Переяславі
Keywords: pensions; private pension insurance; pension funds; collective investment institutions; pension system savings;
Summary/Abstract: The subject of the study is functioning as the private pension funds of private pension insurance and outlining the prospects of development in Ukraine. The aim is to generalize theoretical propositions operation of private pension funds, to describe their basic types and to analyze current trends and of the functioning of private pension funds as the main participants of private pension insurance, based on this outline prospects for further development of private pension insurance in Ukraine. Methodology of work. The work was based on studies of modern scientific views on the definition of the nature and development of private pensions and private pension insurance in Ukraine. The results of the work. The article deals with the problems of formation of private pension provision and operation of private pension funds. Conclusions. The main obstacles to the development of private pension insurance is insufficient state support and low level of confidence in the NPF. An important factor that impedes the development of NPF also have limitations NPF investment policy by setting a fairly narrow range of tools, which are allowed to invest pension assets. Considering the above, it is necessary to develop and carry out effective measures that would help improve the functioning of the NPF and development of private pensions in Ukraine. The primary objective should be improving control over the activities of the NPF, including the development of adequate models that will enable a realistic assessment of their level of development, their financial condition and stress (stress tests). An important task is improving the legal regulation of investment and expansion NPF instruments for investing pension assets of citizens, including their reliability, liquidity and profitability. In order to raise awareness in the private pension system in Ukraine and strengthening its confidence in the NPF should conduct ongoing outreach system. In our opinion, the state should actively promote and improve the refinery because it will deprive the solidarity system of the challenges that it faced during the years of its existence.
Journal: Економічний вісник університету
- Issue Year: 1/2016
- Issue No: 31
- Page Range: 219-229
- Page Count: 11
- Language: Ukrainian