Economic and managerial approach of health insurances
Economic and managerial approach of health insurances

Summary/Abstract: The paper represents an analysis in the domain of the socialinsurances for health care. It emphasizes the necessity and the opportunity ofcreating in Romania a medical service market based on the competing system. InRomania, the social insurances for health care are at their very beginning. Thedevelopment of the domain of the private insurances for health care is preventedeven by its legislation, due to the lack of a normative act that may regulate themanagement of the private insurances for health care.The establishment of the legislation related to the optional insurances forhealth care might lead to some activity norms for the companies which carry outoptional insurances for health care. The change of the legislation is made in orderto create normative and financial opportunities for the development of the optionalmedical insurances.This change, as part of the social protection of people, will positivelyinfluence the development of the medical insurance system. The extension of thesegment of the optional insurances into the medical insurance segment increases thehealth protection budget with the value of the financial sources which do not belongto the budgetary funds.

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