Maliyyə savadliliği: Konseptual və tarixi inkişaf
Financial Literacy: Conceptual and Historical Development

Summary/Abstract: Financial literacy which can be defined as the ability of evaluating income, savings and investments and managing the budgets of individuals, has a vital importance for either local and global economy in the light of the knowledge about the complex financial decision making process and the impacts of this decisions to the economic system. Financial awareness in decisions about investment and savings underlie the concept of financial literacy. Financial literacy is needed for many areas that financial actions, complex financial tool and applications and a range of shopping to credit use. Rising financial literacy level is depended to individuals who use basic banking services, credits, saving and investing and information technology based financial services.

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