Nadzor osiguranja- Direktiva solventnost II
Insurance supervision- Directive Solvency II

Summary/Abstract: The Solvency II Directive has announced major changes in the insurance of the EU member countries, as well as non-member countries, when it comes to the solvency of the companies. Adopted November 22, 2009, but the beginning of implementation has been delayed until January 1, 2016. If we consider that the harmonization of legislation of countries takes time, resources, and education of professional personnel then this delay is understandable. The main reason for the adoption of the new Directive is strengthening of the single market in insurance and reinsurance through harmonized legal rules in order to increase the protection of the insurance users. Solvency II aims at a common market, working permit in one EU member allows carrying out activities in all other member countries. The issue of supervision in insurance is one of the most important issues in the directive, and all EU members are obligated to harmonize domestic legislation with the rules of the directive. The main intention of supervision is to protect a contractor, and users of insurance. In this paper author analyses three pillars of the directive and challenges of implementation, as well as the supervision, the rules of the directive on the supervision of insurance companies, and the manner in which the control is regulated in some EU member, and non-member countries.

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