Próba zidentyfikowania czynników mających wpływ na wysokość składki przypisanej brutto w ubezpieczeniach komunikacyjnych w Polsce
An attempt to identify the factors having influence on the gross written premium in motor insurance in Poland

Summary/Abstract: Motor insurance is still, despite the development of the insurance market, the largest in terms of gross written premium, group of insurance products (approximately 60% of gross written premium). The aim of this article is to identify the dynamics of growth factors in the motor insurance sector in Poland and their impact on the gross written premium in groups of 3 and 10 of non-life insurance − that is, motor third party liability insurance and Casco insurance. Macroeconomic, behavioural and legal factors were analyzed. Due to the applied research methods (the analysis of the significance of the coefficients correlation between the investigated factors and the amount of gross written premium) the examination was limited to quantitative factors.

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