Regulative Solvency II kao preduvjet poslovanja osiguratelja u Europskoj uniji – primjer Republike Hrvatske
Regulatory Solvency II as a Prerequisite for Insurance Business in the European Union – The Example of the Republic of Croatia

Summary/Abstract: This paper deals with the regulations of Solvency II as a prerequisite for business of insurance companies in the European Union, based on the example of the Republic of Croatia, a full member of the Union as of July 1, 2013. The paper consists of five sections: the introduction, the concept of Solvency II regulations, the conditions of their adoption, the implementation thereof and the conclusion with potentially most important segments of the insurance business after the adoption of regulations. These sections have been analyzed at two levels: micro, the business of the insurer depending on its users and types of services, and macro, a factor in the insurance market development. Given the strategic importance of Solvency II regulations, it is logically necessary to explore the topic as well as its practical preparation in other countries in the region on their path to the European Union membership.

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