Prawna upadłość konsumencka (bankructwo) w aspekcie ekonomiczno-socjologicznej „moralności płatniczej”
Legal consumer bankruptcy (bankruptcy) in the economic and sociological aspect of "payment morality"

Summary/Abstract: In his article, the author discussed the proceeding related to consideration of the applicant as a consumer bankrupt by the relevant adjudicating authority. In the article, there are taken into account the following acts: 1) the Law on Bankruptcy and Reorganisation, 2) the Civil Code, 3) the Labour Code. The issues are presented taking into consideration morality of the problem of legal authorisation of the possibility of failure to settle one’s financial liabilities by the debtor. The author discussed growth of the level of consumer indebtedness as the reason for undertaking legislative actions and presented the description of the consumer in the bankruptcy law and the issue of court procedure in the issues in question.

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