Uporedna analiza osnovnih elemenata funkcionisanja sistema penzijskog osiguranja
Comparative Analysis Of Basic Elements Of Functioning Of Pension Systems

Summary/Abstract: Pension insurance is part of the social security systems of all modern states. Considering different legal systems and traditions, currently there are various different pension systems. Many states had their classic system of intergenerational solidarity more or less modified, thus making ways for the current dominant system of the „three pillars“ of pension insurance. This development was influenced by various factors, prevailing ones of demographic and economic nature. High quality pension insurance system depends not only on the current conditions, but also by the projections of the evolution of different indicators that directly or indirectly affect the pension funds and beneficiaries of pension insurance. Many countries have had significant problems with functioning and maintenance of their pension systems. Certain laws or patterns of activities could be found in solutions that appear to eliminate these problems, or at least mitigate their effects. Based on the experience in normative reform of pension insurance systems in several European countries, it was possible to find answers to questions that were also raised in the Republic of Serbia, as well as to make certain recommendations in which way necessary changes had to be taken.

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