Medical Liability Insurance Cover Image

Osiguranje od lekarske odgovornosti
Medical Liability Insurance

Author(s): Vladimir Čolović
Subject(s): Law, Constitution, Jurisprudence, Health and medicine and law, Financial Markets
Published by: Institut za uporedno pravo
Keywords: liability insurance; medical error; premium; sum of insured; damage; general conditions of insurance; special conditions of insurance;

Summary/Abstract: Medical liability insurance or medical errors is one of the forms of professional liability insurance. Proper regulation of this type of insurance is useful for physicians and for patients, ie, persons who are providing medical services. In Republic of Serbia medical liability insurance is not regulated. Some insurance companies offer this type of insurance. In other countries there are various forms of this type of insurance, as well as extensive experience in this field. This also applies to the some countries in our neighborhood, such as Slovenia and Croatia. Analysis of this type of insurance in the world shows that effective medical liability insurance depends on effective health care. Medical liability insurance or errors must have a special place in the insurance market in the Republic of Serbia and it must be legally regulated in the act regulating the health field. Also, special conditions must be defined for this form of insurance that would have its basis in the general conditions of insurance. For the effective functioning of the medical liability insurance, insurance companies must, in the conditions of insurance, to determine relation between the premium and the sum of insured, on the one side, and the type and the complexity of medical intervention, on the other side.

  • Issue Year: 2010
  • Issue No: 3
  • Page Range: 33-56
  • Page Count: 24
  • Language: Serbian