ИСЛАМСКИ БАНКАРСКИ УГОВОРИ
ISLAMIC BANKING CONTRACTS

Summary/Abstract: Sharia laws, on which Islamic banking is based, prohibit the use of interest in business, and thus developed the business and Islamic financial contracts that provide opportunities for investors to generate profits on non-interest basis. According to the Sharia expert opinion, key Islamic banking contracts are musharaka and mudaraba, representing classical financing contracts based on the profit and loss sharing. Given that the current global economic crisis has led to increased interest in Islamic banking, it is necessary to acquaint the public with the specifics of Islamic banking and Islamic banking contracts. In this paper, the basic principles of Islamic banking, features of mudaraba and musharaka contracts and regulations that must be followed during formulation these agreements are analyzed and presented.

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