IMPLEMENTACJA ZINTEGROWANEGO ZARZĄDZANIA RYZYKIEM KREDYTOWYM W DZIAŁAJĄCYCH W POLSCE BANKACH KOMERCYJNYCH
THE IMPLEMENTATION OF AN INTEGRATED CREDIT RISK MANAGEMENT IN OPERATING IN POLAND COMMERCIAL BANKS

Summary/Abstract: Since the late 90-th the value of an integrated credit risk management in commercial banks operating in Poland has become very actual. In classical terms, the integrated risk management is the identification and valuation of certain categories of bank risks associated with their activities. The using of modern information systems helpes to improve the integration of the various business segments in the banks and develope a model for risk management portfolio. The implementation of integrated risk management in relation to the loan portfolio improved process control assets of banks. Thus, a comprehensive risk management in terms of loan portfolio significantly adds risk analysis model, each credit transaction.

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