ASPECTS CONCERNING LEGAL LIABILITY IN THE INSURANCE SECTOR
ASPECTS CONCERNING LEGAL LIABILITY IN THE INSURANCE SECTOR

Summary/Abstract: (Civil) liability insurance covers damages caused by policyholders (natural or legal entities) to third parties, damages that appear in certain situations and for which the policyholder responsible for their occurrence is held liable by law. In time, economic and social importance of civil liability insurance has been recognized, and it has recorded a continued progress, especially in this last period. Civil liability insurance has diversified adapting to changes of the socioeconomic and professional environment, which it is meant to support. Diversification and amplification are revealed through the involvement of the State in this field, as a series of insurance of this type became mandatory by law (civil liability insurance for motor vehicles). In this context, our work is designed as an interdisciplinary analysis of the role of insurance and related (legal) liability in strengthening social responsibility, in support of ensuring functionality of contemporary societies.

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