Wczoraj, dziś i jutro formuły standardowej SCR
SCR standard formula – today, tomorrow and future

Summary/Abstract: The article aims at presenting the author’s experience from the first years of the Solvency II implementation in terms of the solvency capital requirement standard formula and its planned revision as a new challenge that (re)insurance undertakings will have to face. The author focused on the public works of the European Insurance and Occupational Pensions Authority (EIOPA) in terms of the standard formula and on its advice containing proposals of simplifications, changes in the methodology or parameters of the standard formula, so that they are rationally related to the risk profile of the (re)insurance undertakings. Attention was focused on the EIOPA study, conducted among (re)insurance undertakings, regarding the revision of the SCR standard formula and on the attempt to assess both the possible changes and development of the standard formula.

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