Standaryzacja w obszarze pośrednictwa i doradztwa kredytowego w Polsce w kontekście działań Związku Banków Polskich i Związku Firm Doradztwa Finansowego
Standardization in area of credit intermediation and advisory in Poland in the context of activities Association Polish Banks (ZBP) and Association of Financial Consulting Firms (ZFDF)

Summary/Abstract: The article presents an example of standardization activities in the field of credit intermediation and counseling in Poland, which is adopted by the The Polish Banks Association (ZBP) and the Association of Financial Consulting Firms (ZFDF) recommendation on the best practices for credit counselors in the area of mortgages in force since 1 September 2014. Article consists of several parts, which shows the plane definitional and credit counseling agency, the size of the industry and credit counseling agency, the reasons for the need to standardize the activities of operators in the sector and the negative effects of the lack of mandatory standardization, European initiatives to regulate the activities of credit intermedaries and credit counselors, as well as the recommendation of the ZBP-ZFDF. Article closes part devoted to the perspectives of standardization activities of brokers and credit counselors in the future.

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