Credit Card Literacy Levels And Credit Card Usage Behaviors Of College Students
Credit Card Literacy Levels And Credit Card Usage Behaviors Of College Students
Author(s): Cengiz Toraman, Yunus Kiliç, Mehmet Fatih BuğanSubject(s): Economy, Education, Higher Education , Socio-Economic Research
Published by: İşletme Araştırmaları Dergisi
Keywords: Credit card literacy; credit card behavior; financial literacy;
Summary/Abstract: This study aims to determine behaviors of college students regarding use of credit card and their level of credit card literacy. For this end, a survey is conducted with 720 respondents studying in Gaziantep University. According to findings of the study, credit card literacy level of the students is determined as 43%. One of the findings is that credit card literacy level of students differs according to gender and the faculty that they are studying. Also it is observed that students who get a credit card after a conscious reading of credit card agreement and students who regularly pay the debt have a higher level of credit card literacy compared to other students.
Journal: İşletme Araştırmaları Dergisi
- Issue Year: 8/2016
- Issue No: 4
- Page Range: 266-276
- Page Count: 11
- Language: English