Katılım Bankalarına Yönelik Yatırımcı Algısı: Çorum İli Örneği
Investor Perception Towards Participation Banks: Example Of Çorum Province

Summary/Abstract: Participation Banking is based on a profit-loss system rather than a interestbased system. One of the most important differences that distinguishes this system from the interest rate system is that the level of return to be obtained from this investment is not clear when invested. Investors who prefer to use their savings in line with their beliefs generally prefer to evaluate their savings in this system. Participation Banks in Turkey has a market share of 5% in the sector. There are many factors that affect the investor of the participation bank. At the beginning of these factors, participation banks are in compliance with Islamic conditions, giving machine / material instead of cash, working according to the principle of profit sharing partnership. This study was conducted with the aim of investigating the reasons for investors evaluating their savings in the Participation Bank. Face-to-face survey method was applied to investigate these reasons. The data of the study were obtained from the questionnaires applied to the Participation Bank of the Çorum province center. The obtained data were analyzed by SPSS program. As a result of the analysis, it has been seen that these banks are preferred due to Islamic conditions, more reliable, and credit and repayment opportunities are more advantageous than others.

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