NECESITATEA IMPLEMENTĂRII SERVICIULUI INOVATIV ?PLĂȚI INSTANT? IN SISTEMUL BANCAR ROMÂNESC
THE NECESSITY OF IMPLEMENTING THE INNOVATIVE SERVICE ?INSTANT PAYMENTS? INTO ROMANIAN BANKING SYSTEM

Summary/Abstract: The sustainable development of new technologies having considerateadvantages, such as fast, simple andmovable communication and socialization, puts an increasing amount of pressureon the banking system to adapt to its customers’ needs, but also to respond tothe competition created by non-financial payments or loans providers. Byintroducing instant payments, we will be to perform and benefit from RONtransfer operations in a matter of seconds, simply by using the personal bankaccount. These instant payments will certainly improve the e-commerce and willhelp companies or institutions simplifying their operations and moving towardsdigital means. This result was already proved by countries such as Denmark and United Kingdom, which are alreadyusing this type of payments.

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