Analiza zasobności materialnej gospodarstw domowych w świetle wybranych potrzeb
Identification of households’ welfare in the light of selected needs

Summary/Abstract: The purpose of the study is to determine the factors that cause differences in the level of household equipment. The analysis is based on housing conditions. The multinomial logit model with unordered categories was used to identify the types of households, depending on their material wealth, equipment shortages and reasons for differentiation. The analyses were based on data from the Social Diagnosis study 2015. It was observed that the material wealth of Polish households is determined mainly by the state of possession of high-value goods, i.e. property, car and other tangible assets. There is considerable variation in material wealth depending on the type of household, place of living class and source of income. Differences in ownership are due to the fact that some households cannot finance their purchases either from their own financial resources or from loans. Other households do not see the need to have certain durable goods, even though they could finance the purchase from their own or borrowed funds.

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