Russian Experience of Practical Application of Banking Supervision Tools and Techniques
Russian Experience of Practical Application of Banking Supervision Tools and Techniques

Summary/Abstract: Until recently, most economists have analyzed banking system from the standpoint of the stability of some of its elements: commercial banks. Last macroeconomic crisis has given new impetus to the study of banking supervision and the formation of understanding of this type of state regulation as an activity not only aimed to overcoming the crisis, but also operating as a constant system of measures to prevent and minimize negative impacts. In this context, the problem of efficient state regulation of banking activities through the use of supervision tools and techniques that contribute to the achievement by commercial banks of the necessary degree of public trust, becomes today particularly acute and deserves a detailed and comprehensive study and consideration. The article presents the results of a study of the Russian experience in the practical application of the main techniques of state regulation of banking activities, consisting in licensing, setting and analysis of norms of compliance with prudential supervision, regulating the bankruptcy of commercial banks, as well as tools facilitating their implementation. The authors seek to identify the advantages and disadvantages of the modern state regulation of the banking system on the Russian Federation scale.

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